Put your tax refund to work

Three good reasons to have your tax refund deposited electronically into your Franklin Templeton mutual fund investment account(s):

• Your money goes to work right away.
• There's no check that may get lost or stolen.
• It's easy.

You can request a direct deposit of your refund into as many as three different accounts. Complete the Refund section of IRS Form 1040 series for electronic deposit to one account or use Form 8888 to request a deposit into as many as three accounts.

On any Form, complete lines b, c and d as shown below.

STEP 1 1 of 3

Copy the routing number shown below onto line b of your form.

STEP 2 2 of 3

Check the Checking or Savings box on line c.

STEP 3 3 of 3

Enter "FTI" in the first three boxes on line d (For electronic filers, please enter a hyphen in each of the first three boxes [- - -] instead of "FTI".)

-or-

Then enter the 3-digit share code for the fund selected, followed by your account number (please do not include dashes or spaces).

Franklin Templeton prefix for IRS direct deposits. Enter the 3-digit Franklin Templeton share code and account number. Please do not include dashes or spaces.

IRS forms differ

Line numbers on IRS forms differ. However, all forms that offer direct deposit for refunds will have line subsections b, c and d. Below are Refund section line numbers for the 3 most commonly used forms. Click on the form number to see what its Refund section looks like.

	IRS Form Sample		Line		Line
	1040		74		b, c, and d
	1040A		44		b, c, and d
	1040EZ		11		b, c, and d
	8888		1,2,3		b, c, and d

IRA/Roth/Coverdell Education Savings accounts

IRS refunds deposited to an IRA/Roth IRA/Coverdell Education Savings account will be classified as a contribution for 2008. If the contribution was intended as a contribution for 2007, it must be received by Franklin Templeton by April 15, 2008. To reclassify the contribution as a 2007 contribution, please call Franklin Templeton at 1-800/527-2020 after the contribution has posted to your account(s)