Instagram Guidelines US

For non-US Instagram followers, please see our non-US legal disclaimers
here: www.franklintempleton.com/financial-professionals/help/instagram-guidelines-global

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Franklin Templeton’s Instagram site is intended for residents of the United States only. If you do not reside in the United States, please visit our global portal page at www.franklinresources.com for assistance with Franklin Templeton products and services legally available in your place of residence. Nothing on Franklin Templeton’s Instagram site shall be considered a solicitation to buy or an offer to sell, or a recommendation for a security or any other product or service to any person in any jurisdiction where such solicitation, offer, recommendation, purchase or sale would be unlawful under the laws of that jurisdiction.

Instagram is owned by a third party unaffiliated with Franklin Templeton; you use any third-party sites, software and materials at your own risk—we urge you to review the privacy, security, terms of use and other policies of each site you visit. Note that links can take you to third-party sites/media, directly or through new browser windows.

Franklin Templeton does not control, adopt, endorse or accept responsibility for content, tools, products or services (including any software, links, advertising, opinions, comments, advice, recommendations, or security or privacy policies) available on or through third party sites or media, including Instagram.

Any opinions expressed by Instagram users are those of the persons submitting the comments or posts and do not represent the views of Franklin Templeton or its management. We appreciate your feedback and suggestions; by submitting them you agree that we may use them without compensation or attribution to you.

Investors should carefully consider a fund’s investment goals, risks, charges, and expenses before investing. To obtain a summary prospectus and/or prospectus, which contains this and other information, talk to your financial advisor, call us at (800) DIAL BEN / (800) 342-5236, or visit franklintempleton.com. Please carefully read a prospectus before you invest or send money.

All investments involve risks, including possible loss of principal.

Franklin Templeton Distributors, Inc.

COMMENTING GUIDELINES

We welcome your comments! To help ensure exchanges are productive and respectful of diverse viewpoints, and generally stay on topic, we require that you follow our guidelines.

1. We review comments and reserve the right to block any comments or commenters, including those we deem inappropriate or offensive.
• Be civil. We can handle disagreement and constructive criticism, but ask that you refrain from general or personal attacks, or being disrespectful of Franklin Templeton, other companies, your fellow viewers and others.
• Be constructive. Attacks or “off-limits” comments such as those concerning threatened or actual litigation, or disputes between you and another will be excluded. If you would like to provide feedback or receive follow-up, please write to us directly at socialmediamasteraccounts@franklintempleton.com.
• No spam. Comments focused on selling a product or service, are promotional in nature, or attempting to influence polls, rankings, or web traffic will be excluded.
• No offensive language. Comments including, but not limited to, profane or provocative language will be excluded (which means that discriminatory, libelous, hateful, racially or ethnically offensive or derogatory content, threats or harassment, obscene or sexually explicit language) will not be tolerated.
• No personal financial or private information. Please do not provide any of your specific account details or other personal information on this public site. If you have immediate service needs or require help with a transaction, please contact our Customer Service at www.franklintempleton.com or call (800) DIAL BEN / (800) 342-5236.
• No investment advice. Comments that request or provide specific investment advice, recommendations or testimonials will be excluded as this site is intended as informational only.
• Obey the law. Of course. Respect the rights of others, including copyright, trade secret, confidential or proprietary information, and so forth.
2. Underage. We cannot accept comments from individuals under the age of 13.
3. Guideline Changes. Franklin Templeton reserves the right to change these guidelines at any time at its sole discretion. The most current version will be available online.