Instagram Legal Disclaimers

Franklin Resources, Inc. (www.franklinresources.com) is a global investment management organization operating as Franklin Templeton.

The products, services, information and materials referenced in this site may not be available to residents in certain jurisdictions. Consult with your investment adviser or contact your local Franklin Templeton office for more information. This site and the information contained herein is not intended to constitute an offer to sell or an invitation or solicitation of an offer to buy any product or service by Franklin Templeton. Nothing in this website should be construed as investment, tax, legal or other advice. All investments involve risks, including potential loss of principal.

Instagram is owned by a third party unaffiliated with us. Instagram and Franklin Templeton (“FT”) are independent controllers of your personal data when you visit a FanPage or “Page Insights” promoted by FT. Your personal data is collected in connection with your interaction or visit of this page and/or its content. FT reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications, including your responses to any posts. Your personal data may be subject to our EU specific Privacy & Cookies Notice which you can read here, regardless of where the data originates. FT will not accept purchase or sale orders via Instagram or its messaging systems. FT is not responsible for, nor has it verified the accuracy of, content posted by third-parties.

US readers: View our Terms and Conditions at www.franklintempleton.com/financial-professionals/help/instagram-guidelines-us.

Non-US readers: View our Terms and Conditions at www.franklintempleton.com/financial-professionals/help/instagram-guidelines-global.

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Commenting Guidelines

We welcome your comments! To help ensure exchanges are productive and respectful of diverse viewpoints, and generally stay on topic, we require that you follow our guidelines.

1. Moderated Comments. We review comments and reserve the right to block any comments or commenters, including those we deem inappropriate or offensive.
   • Be civil. We can handle disagreement and constructive criticism but ask that you refrain from general or personal attacks, or being disrespectful of Franklin Templeton, other companies, your fellow viewers and others.
   • Be constructive. Attacks or “off-limits” comments such as those concerning threatened or actual litigation, or disputes between you and another will be excluded. If you would like to provide feedback or receive follow-up, please write to us directly at socialmedia@franklintempleton.com.
   • No spam. Comments focused on selling a product or service, are promotional in nature, or attempting to influence polls, rankings or web traffic will be excluded.
   • No offensive language. Comments including, but not limited to, profane or provocative language will be excluded (which means that discriminatory, libelous, hateful, racially or ethnically offensive or derogatory content, threats or harassment, obscene or sexually explicit language) will not be tolerated.
   • No personal financial or private information. Please do not provide any of your specific account details or other personal information on this public site. If you have immediate service needs or require help with a transaction, please contact our Customer Service at www.franklintempleton.com or call (800) DIAL BEN / (800) 342-5236.
   • No investment advice. Comments that request or provide specific investment advice, recommendations or testimonials will be excluded as this site is intended as informational only.
   • Obey the law. Of course. Respect the rights of others, including copyright, trade secret, confidential or proprietary information, and so forth.
   • Underage. We cannot accept comments from individuals under the age of 13.
2. Guideline Changes. Franklin Templeton reserves the right to change these guidelines at any time at its sole discretion. The most current version will be available online.