United States
Investor Stories
What would you do with $10,000?
A Family Affair: Blake and Michelle received a surprise wedding gift and followed the financial advice of their advisor to invest this gift in the Franklin Mutual Global Discovery Fund, which seeks capital appreciation by investing in undervalued mid- and large-cap equity securities, with a significant portion of its assets in foreign securities and, to a lesser extent, distressed securities and merger arbitrage. Over the next 20 years — while building their life together and growing their family — they committed to making $100 monthly contributions, increasing that amount by $25 each year. They also made several withdrawals to pay for life’s many expenses.
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What would you do with $50,000?
An Unexpected Investor: After receiving an inheritance of $50,000 each, two brothers, Dave and Paul, took different investment paths. Like his grandfather had done, Dave invested in the Franklin Income Fund, which seeks to maximize income, while maintaining prospects for capital appreciation, by investing in a diversified portfolio of stocks and bonds. Over the next 45 years, Dave never made any additional contributions to his investment but he did make withdrawals to pay for life’s many expenses.
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What would you do with $500,000?
A Retirement Journey: When Lydia decided to retire, she had a $500,000 IRA Rollover and followed the advice of her financial advisor to invest in the Franklin Templeton Lifestyle-Ready Strategy, which has a relatively high level of risk in seeking to support potentially rising discretionary income needs. The strategy is comprised of a 30% allocation each to the Franklin Rising Dividends Fund, Franklin Mutual Global Discovery Fund and Franklin Total Return Fund and a 10% allocation to the Templeton Global Bond Fund. Over the next 18 years Lydia withdrew $25,000 annually to cover her discretionary expenses and made additional withdrawals to travel and support the legacy she wanted to leave behind.
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ADVANTAGE HYPOTHETICALS
Customize a strategy for your clients by building a hypothetical presentation that aligns with their needs. This customized, client-ready document presents your recommendation in a straightforward and compelling way. You will be able to compare portfolios or compare individual investments using Franklin Templeton and other funds.
Important Legal Information
This communication is general in nature and provided for educational and informational purposes only. It should not be considered or relied upon as legal, tax or investment advice or an investment recommendation, or as a substitute for legal or tax counsel. Any investment products or services named herein are for illustrative purposes only, and should not be considered an offer to buy or sell, or an investment recommendation for, any specific security, strategy or investment product or service. As a financial professional, only you can provide your customers with personalized advice and investment recommendations tailored to their specific goals, individual situation, and risk tolerance.
Franklin Templeton does not provide legal or tax advice. Federal and state laws and regulations are complex and subject to change, which can materially impact results. FTDI cannot guarantee that such information is accurate, complete or timely; and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information.
Investing in a Franklin Templeton fund does not guarantee one’s retirement income needs would be met.
Your clients should carefully consider a fund’s investment goals, risks, charges and expenses before investing. Download a prospectus, which contains this and other information. Your clients should read the prospectus carefully before they invest or send money.
All investments involve risks, including possible loss of principal. Generally, those offering potential for higher returns are accompanied by a higher degree of risk. Stock prices fluctuate, sometimes rapidly and dramatically, due to factors affecting individual companies, particular industries or sectors, or general market conditions. Bond prices are affected by interest rate changes. Bond prices, and thus a bond fund’s share price, generally move in the opposite direction of interest rates. As the price of bonds in a fund adjusts to a rise in interest rates, the fund's share price may decline. High-yield, lower-rated (“junk”) bonds generally have greater price swings and higher default risks. Foreign investing, especially in developing markets, has additional risks such as currency and market volatility and political or social instability. For tax-free income funds, the alternative minimum tax may apply. These and other risks pertaining to specific funds, such as those involving investments in specialized industry sectors or use of complex securities, are discussed in each fund’s prospectus.
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