Most Target Date Funds Just Haven't Adapted

Retirement has changed. Americans today are living longer. Most are worried about having enough for retirement so they’re also working years longer. And they’re counting on their 401(k) plans more than ever.

Problems with Traditional Glide Paths

When Target Date Funds first came onto the scene, they were revolutionary new tools for participants and other investors. But they don’t reflect today’s realities, and they can’t respond to market swings or turbulence.

What’s the solution to these problems? A new kind of target date fund.

Offer Participants a Smarter Glide Path

LifeSmart Target Date Funds from Franklin Templeton recognize the threats to participant retirement planning and have adapted to it. Critically for participants in the “home stretch” period of their careers, our glidepath is built to respond to unexpected market swings and turbulence.

WE'RE READY TO HELP

Defined Contribution Support

Franklin Templeton's LifeSmart Glide Path

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Franklin Templeton's LifeSmart Glide Path

Franklin Templeton's LifeSmart Glide Path

Advisors

Learn More About the Funds by contacting a DC Specialist in your area.

Additional Resources

Topic Paper

What have Target Date Funds Learned About Recessions and 401 (k)

Download

Retirement Guide:

Saving and Planning

Download

Investor’s Guide:

Income for What’s Next

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