529 Portfolio Options

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  • As the beneficiary ages, the Age-Based Asset Allocations will automatically reallocate a percentage of assets out of equity-based funds (primarily stocks) into more conservative, income-generating funds (such as bond and money-market funds).

    The Age-Based Asset Allocations

    Franklin Conservative Allocation 529 Portfolio

    Franklin Moderate Allocation 529 Portfolio

    Franklin Growth Allocation 529 Portfolio

    Get a detailed look at the tactical portfolio allocations.

  • These portfolios allow your clients to invest according to the amount of investment risk they're comfortable taking and the potential return characteristics they prefer. Choose among 5 portfolios.

    Franklin Founding Funds 529 Portfolio

    This portfolio invests in three value-oriented underlying funds — each a cornerstone fund with over a 60-year track record — to create an investment portfolio offering diversification across multiple asset classes and the potential for attractive long-term results.

    Franklin Income Fund (33.3%)

    Franklin Mutual Shares Fund (33.3%)

    Templeton Growth Fund (33.3%)

     

    Franklin Corefolio® 529 Portfolio

    This portfolio invests in a combination of four underlying equity funds with distinct investment strategies. The allocation provides significant diversification across multiple industries, which may help reduce overall risk, and offers potential for long-term growth.

    Franklin Growth Opportunities Fund (25.0%)

    Franklin Growth Fund (25.0%)

    Templeton Growth Fund (25.0%)

    Franklin Mutual Shares Fund (25.0%)

     

    Franklin Growth Allocation 529 Portfolio

    This growth allocation is designed for investors with a longer investment time horizon and/or a higher risk tolerance.

    International Equity (30.0%)

    Domestic Equity (70.0%)

     

    Franklin Growth & Income Allocation 529 Portfolio

    This moderate allocation is designed for investors with a longer-to-medium investment time horizon and/or a moderate risk tolerance.

    Domestic Equity (35.0%)

    International Equity (15.0%)

    Income (40.0%)

    Cash (10.0%)

     

    Franklin Income Allocation 529 Portfolio

    This conservative allocation is designed for investors with a shorter-to-medium investment time horizon and/or a lower risk tolerance.

    Income (80.0%)

    Cash (20.0%)

  • Individual portfolios are available to create an asset allocation mix to suit your client’s personal college investing needs.

    Plan contributors may choose among as many of the following portfolios as they like, as long as the total equals 100% of the plan assets:2

    Global

    • Templeton Growth 529 Portfolio
    • Franklin Mutual Global Discovery 529 Portfolio

    Growth

    • Franklin Growth 529 Portfolio
    • Franklin Small-Mid Cap Growth 529 Portfolio

    Value

    • Franklin Mutual Shares 529 Portfolio

    Income

    • Templeton Global Bond 529 Portfolio

    Hybrid

    • Franklin Income 529 Portfolio

    Principal Preservation

    • Franklin U.S. Government Money 529 Portfolio

    The Franklin U.S. Government Money 529 Portfolio is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency and it is possible to lose money by investing in the portfolio.

    Index Style

    • S&P 500 Index 529 Portfolio

Important Legal Information

Investors should carefully consider 529 plan investment goals, risks, charges and expenses before investing. To obtain the Investor Handbook, which contains this and other information, talk to your financial advisor or call Franklin Templeton Distributors, Inc., the manager and underwriter for the 529 plan at (800) DIAL BEN / (800) 342-5236 or visit franklintempleton.com. You should read the Investor Handbook carefully before investing and consider whether your, or the beneficiary’s, home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in its qualified tuition program.

Footnotes

  1. Franklin Flex Cap Growth Fund is one of four underlying mutual funds in which the Franklin Corefolio 529 Portfolio invests. On or about August 26, 2016, and subject to approval by the required percentage of its shareholders, the Franklin Flex Cap Growth Fund is expected to combine with and into the Franklin Growth Opportunities Fund, with Franklin Growth Opportunities Fund the surviving mutual fund, at which time Franklin Growth Opportunities Fund will replace Franklin Flex Cap Growth Fund as a fixed investment allocation for the Franklin Corefolio 529 Portfolio. On or about August 19, 2016, any new Franklin Corefolio 529 Portfolio investments otherwise intended for the Franklin Flex Cap Growth Fund may instead be allocated to the Franklin Growth Opportunities Fund. If you have any questions, please contact Shareholder Services.
  2. The Franklin U.S. Government Money 529 Portfolio is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency and it is possible to lose money by investing in the portfolio.

Each plan account is subject to an annual program management fee of 0.25% of assets and underlying fund expenses, currently up to 0.96% of assets, which may vary, and sales charges, which vary by class of shares. See the Investor Handbook for more complete information.

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Franklin Templeton Distributors, Inc.