As the beneficiary ages, the Age-Based Asset Allocations will automatically reallocate a percentage of assets out of equity-based funds (primarily stocks) into more conservative, income-generating funds (such as bond and money-market funds).
Get a detailed look at the tactical portfolio allocations.
These portfolios allow your clients to invest according to the amount of investment risk they're comfortable taking and the potential return characteristics they prefer. Choose among 5 portfolios.
Franklin Income Fund (33.3%)
Franklin Mutual Shares Fund (33.3%)
Templeton Growth Fund (33.3%)
Franklin Growth Opportunities Fund (25.0%)
Franklin Growth Fund (25.0%)
Templeton Growth Fund (25.0%)
Franklin Mutual Shares Fund (25.0%)
International Equity (30.0%)
Domestic Equity (70.0%)
Domestic Equity (35.0%)
International Equity (15.0%)
Income (40.0%)
Cash (10.0%)
Income (80.0%)
Cash (20.0%)
Individual portfolios are available to create an asset allocation mix to suit your client’s personal college investing needs.
The Franklin U.S. Government Money 529 Portfolio is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency and it is possible to lose money by investing in the portfolio.
Investors should carefully consider 529 plan investment goals, risks, charges and expenses before investing. To obtain the Investor Handbook, which contains this and other information, talk to your financial professional or call Franklin Templeton Distributors, Inc., the manager and underwriter for the 529 plan at (800) DIAL BEN / (800) 342-5236 or visit franklintempleton.com. You should read the Investor Handbook carefully before investing and consider whether your, or the beneficiary’s, home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in its qualified tuition program.
Each plan account is subject to an annual program management fee of 0.25% of assets and underlying fund expenses, currently up to 0.96% of assets, which may vary, and sales charges, which vary by class of shares. See the Investor Handbook for more complete information.