Don't have an account?
Learn More -or- Register Now
Are you an expert on what it takes to generate income once your regular paycheck stops? Take this quick test to find out.
Take the TestSpryng is a new crowdfunding tool for college savings where you create a personalized profile and share it with friends and family.
Learn moreOpen popular accounts online:
Don't have an account?
Learn More -or- Register Now
Figuring out how to turn lifetime savings into lifetime income is one of the toughest challenges facing anyone nearing retirement. Advances in medical technology have helped significantly increase life expectancy while the average retirement age in the US has remained relatively stable over time. Today, it’s not unusual for someone to need retirement income that can last 30 years or more.
If you are looking to generate income, an investment in Franklin Income Fund may be a solution to help you with your retirement goals. For more than 70 years the fund has used a flexible investment approach that has generated a steady, attractive income stream over time.
Dividends will vary depending on the fund’s income, and past distributions are not indicative of future trends.
Explore ways to use Franklin Income Fund in a broader portfolio to help investors with their income goals.
How well are you prepared to generate income from your retirement savings? Take the Franklin Templeton Retirement Income IQ Quiz to find out.
See how Franklin Income Fund’s monthly dividend historically generated retirement income while preserving invested capital.
Franklin Income Fund—What Are the Risks?
All investments involve risks, including possible loss of principal. The fund's share price and yield will be affected by interest rate movements. Bond prices generally move in the opposite direction of interest rates. Thus, as the prices of bonds in the fund adjust to a rise in interest rates, the fund's share price may decline. Changes in the financial strength of a bond issuer or in a bond's credit rating may affect its value. The fund's portfolio includes a substantial portion of higher-yielding, lower-rated corporate bonds because of the relatively higher yields they offer. Floating-rate loans are lower-rated, higher-yielding instruments, which are subject to increased risk of default and can potentially result in loss of principal. These securities carry a greater degree of credit risk relative to investment-grade securities. Stock prices fluctuate, sometimes rapidly and dramatically, due to factors affecting individual companies, particular industries or sectors, or general market conditions. These and other risk considerations are discussed in the fund's prospectus.
Important Legal Information
This communication is general in nature and provided for educational and informational purposes only. It should not be considered or relied upon as legal, tax or investment advice or an investment recommendation, or as a substitute for legal or tax counsel. Any investment products or services named herein are for illustrative purposes only, and should not be considered an offer to buy or sell, or an investment recommendation for, any specific security, strategy or investment product or service. Always consult a qualified professional or your own independent financial advisor for personalized advice or investment recommendations tailored to your specific goals, individual situation, and risk tolerance.
Franklin Templeton Investments does not provide legal or tax advice. Federal and state laws and regulations are complex and subject to change, which can materially impact your results. FTI cannot guarantee that such information is accurate, complete or timely; and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information.
All financial decisions and investments involve risk, including possible loss of principal. Investing in a Franklin Templeton Fund does not guarantee one’s retirement income needs will be met.
Investors should carefully consider a fund’s investment goals, risks, charges and expenses before investing. To obtain a summary prospectus and/or prospectus, which contains this and other information, talk to your financial advisor or call (800) DIAL BEN/342-5236. Please carefully read a prospectus, before you invest or send money.
You need Adobe Acrobat Reader to view and print PDF documents. Download a free version from Adobe's website.
Franklin Templeton Distributors, Inc.
This website is for US residents.
This website is for US residents.
Copyright © 2021 Franklin Templeton. All Rights Reserved.
There are literature items in your cart. If you sign out, all items will be removed.
Click "Stay Signed In" to continue your session and keep items in your cart.
Otherwise, click Sign out to end your session and empty your cart.
You can compare a maximum of 4 funds.
Money funds and liquidated funds cannot be added to comparison.
Quarterly commentary discussing fund performance. View more details
Client Use: | (FINRA Letter) |
---|---|
Literature Code: | |
Format: | () |
Publication Date: | |
Next Update: |