Franklin LifeSmart Retirement Income Fund

Average Annual Total Returns [further-information] As of 06/30/2021

Performance data quoted represents past performance, which does not guarantee future results. Current performance may differ from figures shown. Investment return and principal value will fluctuate with market conditions, and you may have a gain or a loss when you sell your shares.
Month EndAs of 06/30/2021 1 Yr 3 Yr 5 Yr 10 Yr Since InceptionInception 08/01/2006
Fund without Sales Charge (%) (NAV) 13.05 7.13 6.05 4.98 5.46
Fund with Sales Charge (%) (POP) 13.05 7.13 6.05 4.98 5.46
Blended Benchmark (%) 14.59 8.07 6.57 6.07 5.37
MSCI All Country World Index-NR (%) 39.26 14.56 14.62 9.90 7.65
Bloomberg Barclays Multiverse Index (%) 3.19 4.34 2.57 2.23 3.82
Quarter EndAs of 06/30/2021 1 Yr 3 Yr 5 Yr 10 Yr Since InceptionInception 08/01/2006
Fund without Sales Charge (%) (NAV) 13.05 7.13 6.05 4.98 5.46
Fund with Sales Charge (%) (POP) 13.05 7.13 6.05 4.98 5.46
Blended Benchmark (%) 14.59 8.07 6.57 6.07 5.37
MSCI All Country World Index-NR (%) 39.26 14.56 14.62 9.90 7.65
Bloomberg Barclays Multiverse Index (%) 3.19 4.34 2.57 2.23 3.82

Calendar Year Returns

Performance data quoted represents past performance, which does not guarantee future results. Current performance may differ from figures shown. Investment return and principal value will fluctuate with market conditions, and you may have a gain or a loss when you sell your shares.
2020 2019 2018 2017 2016 2015 2014 2013 2012 2011
Fund without Sales Charge (%) (NAV) 8.75 12.16 -2.21 5.09 5.55 -2.40 3.45 12.55 9.59 -0.61
Fund with Sales Charge (%) (POP) 8.75 12.16 -2.21 5.09 5.55 -2.40 3.45 12.55 9.59 -0.61
Blended Benchmark (%) 11.87 13.02 -3.38 12.24 4.55 -2.51 6.44 11.09 9.66 2.66
MSCI All Country World Index-NR (%) 16.25 26.60 -9.42 23.97 7.86 -2.36 4.16 22.80 16.13 -7.35
Bloomberg Barclays Multiverse Index (%) 9.02 7.13 -1.36 7.69 2.84 -3.29 0.47 -2.19 4.84 5.55

Cumulative Total Returns [further-information] As of 06/30/2021

Performance data quoted represents past performance, which does not guarantee future results. Current performance may differ from figures shown. Investment return and principal value will fluctuate with market conditions, and you may have a gain or a loss when you sell your shares.
Month EndAs of 06/30/2021 YTD 1 Yr 3 Yr 5 Yr 10 Yr Since Inception since 08/01/2006
Fund without Sales Charge (%) (NAV) 3.39 13.05 22.95 34.13 62.64 120.92
Fund with Sales Charge (%) (POP) 3.39 13.05 22.95 34.13 62.64 120.92
Blended Benchmark (%) 2.74 14.59 26.23 37.45 80.29 118.08
MSCI All Country World Index-NR (%) 12.30 39.26 50.37 97.78 157.00 200.13
Bloomberg Barclays Multiverse Index (%) -2.95 3.19 13.59 13.54 24.69 74.79
Quarter EndAs of 06/30/2021 YTD 1 Yr 3 Yr 5 Yr 10 Yr Since Inception since 08/01/2006
Fund without Sales Charge (%) (NAV) 3.39 13.05 22.95 34.13 62.64 120.92
Fund with Sales Charge (%) (POP) 3.39 13.05 22.95 34.13 62.64 120.92
Blended Benchmark (%) 2.74 14.59 26.23 37.45 80.29 118.08
MSCI All Country World Index-NR (%) 12.30 39.26 50.37 97.78 157.00 200.13
Bloomberg Barclays Multiverse Index (%) -2.95 3.19 13.59 13.54 24.69 74.79

After-Tax Average Annual Total Returns [further-information] As of 06/30/2021

Month EndAs of 06/30/2021 1 YR 3 YR 5 YR 10 YR
Fund without Sales Charge (%) (NAV) Before Shares Sold 11.25 5.42 4.37 3.31
Fund without Sales Charge (%) (NAV) After Shares Sold 7.73 4.76 3.95 3.25
Fund with Sales Charge (%) (POP) Before Shares Sold 11.25 5.42 4.37 3.31
Fund with Sales Charge (%) (POP) After Shares Sold 7.73 4.76 3.95 3.25
Quarter EndAs of 06/30/2021 1 YR 3 YR 5 YR 10 YR
Fund without Sales Charge (%) (NAV) Before Shares Sold 11.25 5.42 4.37 3.31
Fund without Sales Charge (%) (NAV) After Shares Sold 7.73 4.76 3.95 3.25
Fund with Sales Charge (%) (POP) Before Shares Sold 11.25 5.42 4.37 3.31
Fund with Sales Charge (%) (POP) After Shares Sold 7.73 4.76 3.95 3.25

SALES CHARGE, EXPENSES & FEES As of 05/01/2021 (updated annually)

Gross Expense Ratio 0.94%
Net Expense Ratio [further-information] 0.29%
Max Initial Sales Charge 0.00%
CDSC

Volatility Measures [further-information] As of 06/30/2021 Updated Monthly, based on a 3-year period

Beta 0.86
Sharpe Ratio 0.90
Standard Deviation 6.57

Benchmarks

A benchmark is a comparable broad-based index that can be used to evaluate a fund's performance.

  • Blended Benchmark
  • MSCI All Country World Index-NR
  • Bloomberg Barclays Multiverse Index
The fund's blended benchmark is an allocation of 40% MSCI All Country World Index-NR and 60% Bloomberg Barclays Multiverse Index. Allocations for the fund's blended benchmark reflect or map the fund's current target asset class allocations and may not be representative of the fund's historical asset class allocations. Effective January 29, 2021, the fund changed its primary equity benchmark from MSCI All Country World Index (MSCI ACWI) gross of taxes on dividends to MSCI ACWI net of taxes on dividends. Prior to May 1, 2019, the blended benchmark had an allocation to FTSE 3-Month U.S. T-Bill Index. Such changes impact performance.