529 College Savings Plans
How will I ever pay for college? College tuition can be intimidating at first glance but don't despair. No matter how old your child is, investing may make a difference. Let us show you how.
What is Spryng?
Designed exclusively for Franklin Templeton 529 account owners. Spryng is a personal crowdfunding tool designed to help meet the increasing cost of college (and certain trade schools)! It takes just a few minutes to set up a Spryng account and share with friends and family.
How does the Spryng 529 Gifting Platform Work?
STEP 1: CREATE
Create a personalized story
in less than 3 minutes.
STEP 2: PUBLISH
Once your profile is
complete, publish it!
STEP 3: SHARE
Share with friends
and family!
Other Resources
What if I can only save a $1/day?
Small and regular investments may help you reach your college saving goals. An automatic investment plan does not assure a profit, nor protect against a loss in a declining market.
Learn More about Plan Benefits and Gifting Contributions/Notices.
How do you save for retirement and college at the same time?
Saving for college is key to the investment lifestyle as many people today find themselves approaching retirement while paying for college.*
57% of those surveyed with children under 18 in the household said financing a college education has/had a significant impact on retirement planning.**
A WIDE RANGE OF INVESTMENT OPTIONS
We offer a unique combination of experience, global perspective and a consistent, disciplined approach in investing that has proven itself across market cycles. Learn More about Portfolio Options, Performance and Pricing.
VALUE OF AN ADVISOR
HAVING A COLLEGE SAVINGS PLAN CAN BE KEY TO SUCCESS
Start the conversation with a financial advisor on your college savings goals.
Questions to ask your advisor
Whether you have been working with a financial advisor for years or just starting to look for one, here are questions to help start the conversation
- What are the different ways to save for college?
- What is the difference between a taxable, tax-deferred and tax-free account?
- Are there any state-specific benefits?
- What are the best investments options for my individual situation?
- How can I save for retirement and for college expenses at the same time?
Education Savings
Main Topics
- 529 College Savings Plans
- Spryng by Franklin Templeton
- 529 Prices and Performance
- 529 Portfolio Options
Additional Topics
Related Content
*Source: The Franklin Templeton Retirement Income Strategies and Expectations (RISE) survey, 2015.
**Source: The Franklin Templeton College University Retirement Lifestyle survey (CURLs) was conducted online among a sample of 1,009 adults comprising 506 men and 503 women 18 years of age and older. The survey was administered between April 30-May 3, 2015, by ORC International's Online CARAVAN, which is not affiliated with Franklin Templeton Investments. Data is weighted to gender, age, geographic region, education and race. The custom-designed weighting program assigns a weighting factor to the data based on current population statistics from the U.S. Census Bureau.
- Source: SallieMae. The borrowing example assumes a fixed interest rate of 3.86% based on a subsidized Stafford loan issued between 7/1/2013-6/30/2014. Assumed payments are made at the beginning of each period. Examples are for illustrative purposes only, and are not representative of any particular investment. Investments do not guarantee any specific rate of return, and you may have a gain or a loss on the amounts invested. Periodic investing plans do not assure a profit and do not protect against loss in a declining market.
- Source: The College Board, Trends in College Pricing, 2013. Projected cost upon child's entrance to college for four years at a public or private college. Figures are based upon the 5.73% and 4.62% 10-year average annual increase in public and private college costs, as reported by The College Board for the 2013-14.
Important Legal Information
Investors should carefully consider 529 plan investment goals, risks, charges and expenses before investing. To obtain the Investor Handbook, which contains this and other information, talk to your financial advisor or call Franklin Templeton Distributors, Inc., the manager and underwriter for the 529 plan at (800) DIAL BEN / (800) 342-5236 or visit franklintempleton.com. You should read the Investor Handbook carefully before investing and consider whether your, or the beneficiary’s, home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in its qualified tuition program.
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