We've earned the 2025 'Top of the Class' designation from Saving for College for providing exceptional value and investment choice.1
Why 529
Franklin Templeton 529 is an investment account specifically designed to help families save for education expenses in a tax-advantaged way. Earnings grow tax-free, and qualified distributions are exempt from federal taxes, allowing your savings to grow faster than a taxable account.
Investment options
When it comes to saving for future education needs, every family is different. That's why Franklin Templeton 529 offers three investment approaches to suit your specific situation and goals.
Choose a goal-oriented approach with an Objective-based Portfolios or tailor your investment strategy by selecting from our Individual Portfolios.
Target Enrollment Year Portfolios simplify your investment decisions. Pick the one that matches the year your child will use the funds, and the asset allocation adjusts over the years to become more conservative as the enrollment year approaches. This approach helps minimize risk as you get closer to using your account to pay for qualified education expenses.
Special benefits
The State of New Jersey, in part through The New Jersey College Affordability Act, provides benefits to help New Jersey residents save money when investing for education with the Franklin Templeton 529 College Savings Plan. Check out these features to see how you may be able to boost your savings:
State Tax Deduction
New Jersey Matching Grant
NJBEST Scholarship
Open a Franklin Templeton 529 plan and start your investment journey.
Additional resources
