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Obtain a Signature Guarantee

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You can obtain a signature guarantee from a bank, savings and loan association, trust company, credit union, or Broker/Dealer. Most institutions will only provide a guarantee to their clients.

A person who guarantees the signature of the originator of an instruction warrants that at the time of signing:

  • The signature was genuine,
  • The signer was an appropriate person to originate the instruction, and
  • The signer had legal capacity to sign.

A signature guarantee provides financial backing that a signature is authentic.

Is a notary acceptable in place of a signature guarantee?

No, because a notary does not guarantee the authenticity of the signature. A notarization is simply a seal that is placed on a document that has been sworn or acknowledged by the signer. It does not have financial backing like a signature guarantee.

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