Franklin Templeton Investments
Public Site >Sign In  | Register
My Cart
My Cart Summary
Mandatory items may have been added.


Products & Services

Find a Fund

By fund name, fund number, NASDAQ symbol or CUSIP

View All Funds

Asset Categories

Fund Families

Find Us

Follow Franklin Templeton

529 College Plans

Each family's financial needs are different, so it's important to have investment choices. Franklin Templeton offers a wide range of investing strategies. These portfolios allow you to invest your assets according to the amount of investment risk you're comfortable taking and the return characteristics you prefer. Working with your financial advisor, you can select the investment type and risk level best suited for your college savings needs.2


The Age-based asset allocations1

When your child is young, you may be better able to invest more aggressively in pursuit of higher returns. As college years near, however, most people prefer to invest more conservatively.

As your child grows, the Franklin Templeton age-based asset allocations will automatically reallocate a percentage of your assets from equity-oriented funds (which tend to hold more stocks) into more conservative, income-seeking funds (such as bond and money market funds).


Back to Top

Objective-based allocations1

These portfolios allow you to invest according to the amount of investment risk you’re comfortable taking and the potential return characteristics you prefer. You may choose among 5 portfolios, with objectives ranging from more aggressive to more conservative.

Franklin Founding Funds 529 Portfolio. This portfolio invests in 3 value-oriented underlying funds — each with over a 60-year track record — to create an investment portfolio offering diversification across multiple asset classes.

Franklin Founding Funds 529 Portfolio


Franklin Corefolio® 529 Portfolio. This portfolio invests in a combination of four underlying equity funds with distinct investment strategies.  The allocation provides significant diversification across multiple industries, which may help reduce overall risk, and offers potential for long-term growth.


Franklin Corefolio® 529 Portfolio


Franklin Growth Allocation 529 Portfolio. This growth allocation is designed for investors with a longer investment time horizon and/or higher risk tolerance.

Franklin Growth Allocation 529 Portfolio


Franklin Growth & Income Allocation 529 Portfolio. This moderate allocation is designed for investors who have a long-to-medium investment time horizon and/or moderate risk tolerance.

Franklin Growth & Income Allocation 529 Portfolio

Franklin Income Allocation 529 Portfolio. This more conservative allocation is designed for investors with a short-to-medium investment time horizon and/or lower risk tolerance.

Franklin Income Allocation 529 Portfolio

Back to Top

Individual Portfolios1

If you prefer, you may work with your financial advisor to assemble your own portfolio, creating an asset allocation mix suiting your college investing needs. You may invest among as many of the following portfolios, objective-based or age-based asset allocations as you'd like, as long as your total allocation equals 100%:


  • Templeton Growth 529 Portfolio
  • Franklin Mutual Global Discovery 529 Portfolio


  • Franklin Growth 529 Portfolio
  • Franklin Small-Mid Cap Growth 529 Portfolio


  • Franklin Mutual Shares 529 Portfolio


  • Franklin Income 529 Portfolio


  • Templeton Global Bond 529 Portfolio

Principal Preservation

  • Franklin U.S. Government Money 529 Portfolio

Effective 11/1/15, Franklin Money 529 Portfolio was renamed Franklin U.S. Government Money 529 Portfolio. The Franklin U.S. Government Money 529 Portfolio is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency and it is possible to lose money by investing in the portfolio.

Index Style

  • S&P 500 Index 529 Portfolio

Back to Top

Important Legal Information

Investors should carefully consider plan investment goals, risks, charges and expenses before investing. To obtain an Investor Handbook, which contains this and other information, talk to your financial advisor, go to the Order 529 Literature section on this website, or call Franklin Templeton Distributors, Inc., the manager and underwriter for the plan, at (800) 818-4030. You should read the Investor Handbook carefully before investing and consider whether your or the beneficiary's home state offers any state tax or other benefits that are only available for investments in its qualified tuition program.


  1. An investment in Franklin Templeton 529 College Savings Plan is an investment in a municipal security that may invest in one or more underlying mutual funds. It is not an investment in shares of the underlying mutual fund(s).

  2. This material is not a recommendation of any particular security, is not based on any particular financial situation or need, and is not intended to replace the advice of a qualified attorney, tax advisor or investment professional. Before making any financial commitment regarding a Section 529 college savings plan, consult with the appropriate financial advisor.

You need Adobe Acrobat Reader 6.0 or higher to view and print PDF documents. Download a free version from Adobe's website.

    For US residents only.