What is a 401(k)?


Franklin Templeton offers a wide array of fund options across key asset classes and investment styles, making Franklin Templeton funds a popular choice for 401(k) plans.




Often considered a good option for larger employers, a 401(k) offers greater flexibility than other retirement plans.

As an employer, you may be able to:

  • Determine the specific amount of employer match or profit-sharing contributions
  • Implement a vesting schedule that restricts full transfer of employer contributions to a participant controlled account until a defined period of service has been met
  • Define when plan participants are able to distribute from the plan, including for reasons due to hardship
  • Offer plan loans


On the other hand, 401(k)s may require increased administrative support, which can add to the overall cost of operating the plan.


  • For more information, financial advisors can contact us at (800) 530-2432.