Potential QDIA Options
Plan Sponsors should develop a process to evaluate QDIA options considering the demographics and behaviors of the participants most likely to be invested in a QDIA, the availability and costs associated with each option and the ability to monitor the QDIA to ensure it continues to meet the needs of the plan and its participants.
Learn more about establishing a process to select a QDIA for your plan.
Franklin LifeSmart™ Retirement Target Funds
Franklin LifeSmart 2015 Retirement Target Fund
Franklin LifeSmart 2020 Retirement Target Fund
Franklin LifeSmart 2025 Retirement Target Fund
Franklin LifeSmart 2030 Retirement Target Fund
Franklin LifeSmart 2035 Retirement Target Fund
Franklin LifeSmart 2040 Retirement Target Fund
Franklin LifeSmart 2045 Retirement Target Fund
Franklin LifeSmart 2050 Retirement Target Fund
Hybrid and Allocation Funds
Franklin Balanced Fund
Templeton Global Balanced Fund
Franklin Income Fund
Franklin Templeton Conservative Allocation Fund
Franklin Templeton Moderate Allocation Fund
Franklin Templeton Growth Allocation Fund
Important Legal Information
The investment risk of the retirement target fund changes over time as its asset allocation changes. Since these funds invest in underlying funds, which may engage in a variety of investment strategies involving certain risks, the Franklin LifeSmart Retirement Target Funds may be subject to those same risks. All investments involve risks, including possible loss of principal. Principal invested is not guaranteed at any time, including at or after the fund's retirement target date; nor is there any guarantee that the fund will provide sufficient income at or through the investor's retirement. Stock prices fluctuate, sometimes rapidly and dramatically, due to factors affecting individual companies, particular industries or sectors, or general market conditions. Bond prices generally move in the opposite direction of interest rates. Thus, as the prices of bonds in the fund adjust to a rise in interest rates, the fund's share price may decline. Foreign investing carries additional risks such as currency and market volatility and political or social instability; risks which are heightened in developing countries. These risks are described more fully in the prospectus. Investors should consult their financial advisor for help selecting the appropriate fund of funds, or fund combination, based on an evaluation of their investment objectives, retirement time horizons and risk tolerance.
Franklin Templeton Distributors, Inc.