Income for what's next
A future as unique as you
Retirement is all about what's next. Pursuing new challenges, rediscovering old passions, or maybe just enjoying life's simple pleasures. Whatever your retirement goals are, you will need regular Income for What's Next.
What will you discover?
What will you accomplish?
What are your travel plans?
One key to being ready is prioritizing your goals and concerns. Use our Personal Assessment to help define your retirement and share with your advisor.
Personal Assessment (Writeable PDF)
"How will I pay for the life I want in retirement?"
Many people struggle with this fundamental question. The next crucial step in helping to build an effective retirement plan is identifying your basic and discretionary expenses.
Personal Assessment (Writeable PDF)
You may draw from different sources to create income during retirement. How much will you potentially need from your investments?
An advisor can help you build a plan that aims to reach your goals.
BRING IT ALL TOGETHER
- VALUE OF AN
Knowing what you want in retirement and making it happen are two different things. Tap into the expertise of your financial advisor to help you answer these questions:
- How can I be more confident about retirement? [Infographic]
- When should I start taking Social Security? [Brochure]
- How much more income do I need to pay my expenses?
- Which investments are right for me?
- What's potentially my largest asset in retirement?
Building a sustainable retirement income strategy is about more than just saving. It's about putting your money to work.
You want to build a portfolio that you can use to create an income stream under a variety of economic conditions.
It's essential that you work with your advisor to select the right investments to match your strategy.
A WIDE RANGE OF
We offer a unique combination of experience, global perspective and a consistent, disciplined approach in investing that has proven itself across market cycles.
Build Your Portfolio
Stay engaged, every person's situation is unique and Franklin Templeton has many investments to consider. These are just a few that can be used as building blocks for your portfolio. Talk to your advisor about building an investment strategy that suits your own needs in retirement.
Creating income from your nest egg may sound challenging. But, an advisor can help you build a portfolio that seeks to support an annual withdrawal strategy to meet rising costs or unexpected economic bumps over time.
View a potential investment strategy.
Brochure / Whitepaper Downloads
- The investment illustration for the period ended 12/31/13 assumes reinvestment of all dividends and capital gains at net asset value.
- Investors participating in a systematic withdrawal plan should annually review with their financial advisor the results being obtained and the value of remaining shares. Based on this annual review, individuals can increase or decrease the amount of withdrawals, as appropriate.
- The 2014 Franklin Templeton Retirement Income Strategies and Expectations (RISE) survey was conducted online among a sample of 2,011 adults comprising 1,008 men and 1,003 women 18 years of age and older. The survey was administered from January 2 to 16 by ORC International's Online CARAVAN®
Important Legal Information
All investments involve risk, including possible loss of principal. Investing in a Franklin Templeton fund does not guarantee one’s retirement income needs will be met.
Performance data represents past performance, which does not guarantee future results. Current performance may differ from figures shown. A fund's investment return and principal value will fluctuate with market conditions, and you may have a gain or loss when you sell your shares. Please click on the Performance links on the potential investment strategy button for each fund's most recent month-end returns.
What Are the Risks?
All investments involve risks, including possible loss of principal. The fund's share price and yield will be affected by interest rate movements. Bond prices generally move in the opposite direction of interest rates. Thus, as the prices of bonds in the fund adjust to a rise in interest rates, the fund's share price may decline. Changes in the financial strength of a bond issuer or in a bond's credit rating may affect its value. Investments in lower-rated, higher-yielding instruments include higher risk of default and loss of principal. These securities carry a greater degree of credit risk relative to investment-grade securities. Stock prices fluctuate, sometimes rapidly and dramatically, due to factors affecting individual companies, particular industries or sectors, or general market conditions. These and other risk considerations are discussed in the fund's prospectus.
For more information on any of our funds, contact your financial advisor or download a free prospectus. Investors should carefully consider a fund's investment goals, risks, sales charges and expenses before investing. The prospectus contains this and other information. Please read the prospectus carefully before investing or sending money.
Franklin Templeton Distributors, Inc.
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