Mobile Phone Texting Disclaimer

Franklin Templeton (“FT”) allows texts communications to or from a limited number of employees pursuant to FT Texting Terms and Conditions. These messages are the property of FT and will be kept for a minimum of 10 years and may be subject to surveillance.

If your firm does not allow texting or you do not wish to receive communications by text, please send a message via email to, or call, the FT sender to notify them accordingly.

Communications via FT text messages are not an offer to buy or sell any securities. For complete information on any products discussed including risks, fees, and offering documents please visit the appropriate website (http://www.franklintempleton.com or http://www.templetonoffshore.com). The content of FT texts, including any links, is for the intended recipient's use only. The security or delivery of text messages sent through the internet is not guaranteed. It is therefore recommended that you do not send messages including certain information to us via text, including social security numbers, account numbers, personal identification numbers, time-sensitive or action-oriented requests including authorization to "buy" or "sell" a security, or instructions to conduct any other financial transaction. Such requests, orders, or instructions will not be processed until the distributor confirms your instructions or obtains appropriate written documentation where necessary. Franklin Distributors, LLC is a FINRA/SIPC member and subsidiary of Franklin Resources, Inc.

This message may contain information that is legally privileged or confidential. If you received this transmission in error, please notify the sender by reply, and delete the message and any attachments. This transmission is believed to be defect free; however, no responsibility is accepted by the sender for damage arising from its receipt.

All texts (including attachments) sent to or from FT personnel may be retained, monitored and/or reviewed by FT and its agents, or other authorized parties as disclosed in Franklin Templeton’s Privacy Notice, without further notice or consent. Refer to our country/region specific Privacy & Cookies Notice, available at http://www.franklintempletonglobal.com/privacy to learn more. Depending on your location, other privacy laws and regulations may also apply to you.