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Comprehensive College Planning Calculator

Investing for a college education takes a long-term plan with clear objectives. Our College Planning Calculator helps you compare different approaches by taking into consideration scholarships, grants, loans and your personal savings.

Important. This calculator is provided for educational purposes only and is not meant as legal, tax, estate planning or investment advice. You should review your overall tax plan with a tax professional. The results of these calculations are estimates based solely on user input and the assumptions of the calculator program. All examples are hypothetical and intended for illustrative purposes only. Investment results do not represent the future performance of any Franklin Templeton funds or 529 college investment plan.
 

Financial Aid Calculator

Use the financial aid calculator tool to help estimate your child’s Student Aid Index (SAI) before completing the FAFSA.

Please note that this calculator only provides directional information. You should complete the FAFSA for actual calculations.
 

College Search Tool

Help narrow down colleges using college search tool – search by net price, selectivity, setting, graduation rate and more.

Scholarship Search Tool

There are many scholarship opportunities available – use the scholarship search tool to help uncover potential additional sources of college funding.
 

All investments involve risk including possible loss of principal.  

Investors should carefully consider the 529 plan’s investment goals, risks, charges and expenses before investing. To obtain the Program Description, which contains this and other information, talk to your financial professional or call Franklin Distributors, LLC, the manager and underwriter for the 529 plan at (800) DIAL BEN/342-5236 or visit franklintempleton.com. You should read the Program Description carefully before investing and consider whether your, or the beneficiary’s, home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in its qualified tuition program. 

Franklin Templeton’s 529 College Savings Plan is offered and administered by the New Jersey Higher Education Student Assistance Authority (HESAA); managed and distributed by Franklin Distributors, LLC, an affiliate of Franklin Resources, Inc., 
which operates as Franklin Templeton. 

Investments in Franklin Templeton’s 529 College Savings Plan are not insured by the FDIC or any other government agency and are not deposits or other obligations of any depository institution. Investments are not guaranteed by the State of New Jersey, Franklin Templeton, or its affiliates and are subject to risks, including loss of principal amount invested. Investing in the plan does not guarantee admission to any particular primary, secondary school or college, or sufficient funds for primary, secondary school or college.

This material is being provided for general informational and educational purposes and should not be considered or relied upon as legal, tax or investment advice or an investment recommendation, or as a substitute for legal or tax counsel and provided for educational and informational purposes only. Franklin Templeton does not provide legal or tax advice. Federal and state laws and regulations are complex and subject to change, which can materially impact your results. Franklin Templeton cannot guarantee that such information is accurate, complete or timely; and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information.

© 2025 Franklin Distributors, LLC. Member FINRA/SIPC.