Skip to content

Recurring contributions

Saving for education your way.

Automated contributions simplify the saving process, allowing you to “set it and forget it”.

Recurring contributions are automatic, scheduled deposits into your 529 plan. These can be set up to occur on a regular basis, such as monthly or quarterly, making it easier for your family to consistently save over time.

Smaller, regular contributions can be easier to manage within a monthly budget compared to larger, lump-sum deposits.
 

Set up contributions

Withdrawals

When it’s time to use your savings

Whether your child chooses a university or trade school, in state or out of state, we help you make quick and secure withdrawals from your Franklin Templeton 529 account, allowing you to access your funds anytime with our easy withdrawal process.
 

Learn about withdrawals

Gifting

Invite family and friends to be part of your savings journey.

Ugift® is an easy, free-to-use service that lets family and friends make the meaningful gift of money into your Franklin Templeton 529  account. Saving for college can take a village, and Ugift® makes it easy to get help from your network.

Thousands of families have used Ugift® to build their savings. Instead of giving toys, clothes, or other gifts that children outgrow, gift givers get the satisfaction of knowing their generosity can make a lasting impression.
 

Learn about gifting

Additional resources

Chart your path with our tools and resources

All investments involve risk including possible loss of principal.  

Investors should carefully consider the 529 plan’s investment goals, risks, charges and expenses before investing. To obtain the Program Description, which contains this and other information, talk to your financial professional or call Franklin Distributors, LLC, the manager and underwriter for the 529 plan at (800) DIAL BEN/342-5236 or visit franklintempleton.com. You should read the Program Description carefully before investing and consider whether your, or the beneficiary’s, home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in its qualified tuition program. 

Franklin Templeton’s 529 College Savings Plan is offered and administered by the New Jersey Higher Education Student Assistance Authority (HESAA); managed and distributed by Franklin Distributors, LLC, an affiliate of Franklin Resources, Inc., 
which operates as Franklin Templeton. 

Investments in Franklin Templeton’s 529 College Savings Plan are not insured by the FDIC or any other government agency and are not deposits or other obligations of any depository institution. Investments are not guaranteed by the State of New Jersey, Franklin Templeton, or its affiliates and are subject to risks, including loss of principal amount invested. Investing in the plan does not guarantee admission to any particular primary, secondary school or college, or sufficient funds for primary, secondary school or college.

This material is being provided for general informational and educational purposes and should not be considered or relied upon as legal, tax or investment advice or an investment recommendation, or as a substitute for legal or tax counsel and provided for educational and informational purposes only. Franklin Templeton does not provide legal or tax advice. Federal and state laws and regulations are complex and subject to change, which can materially impact your results. Franklin Templeton cannot guarantee that such information is accurate, complete or timely; and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information.

© 2025 Franklin Distributors, LLC. Member FINRA/SIPC.