Discovering client needs
Retirement plans can be complex, but evaluating features like auto-enrollment, personalization and emerging options can uncover opportunities to develop solutions and recommendations tailored to your client’s needs.
Optimize retirement plans for enhanced outcomes
In today’s changing retirement landscape, it’s critical to know your clients’ unique needs, design the right plan that addresses their goals and simplify retirement management. Focusing on these key areas may help you streamline processes, deliver effective results and build the trust that makes client relationships flourish.
Know your clients’ needs
Help clients make the most of their retirement benefits by identifying specific circumstances and delivering tailored guidance.
Design the right plan
Use cutting-edge plan structures to meet diverse objectives, creating impactful and goal-oriented retirement solutions.
Keep management simple
Explore strategies that reduce complexity, enhance participant outcomes and keep plan administration streamlined.
Step 1
Identifying goals
Uncovering what clients really need
Employers want to offer great benefits, but employees often don’t use them effectively. Discover how personalization can uncover needs and improve retirement outcomes.
Scaling advice through technology
Personalization can set advisors apart. Explore case studies showing how technology helps uncover opportunities and deliver tailored, scalable retirement advice efficiently.
Gathering key documents for your plans
Use this checklist to identify key documents that reveal a plan's goals, needs and history. Having the right information makes it easier to tailor productive solutions.
Step 2
Designing custom plans
Maximizing impact with plan design
A firm needed a retirement plan to maximize tax benefits and savings for partners. Learn how thoughtful plan design helps uncover opportunities and achieve goals.
Helping clients navigate 401(k)s
Support business owners with their 401(k) plans to reduce taxes, enhance employee benefits and streamline processes, helping both clients and their employees succeed.
Step 3
Simplifying retirement solutions
Streamlining plans with MEPs and PEPs
MEPs and PEPs simplify retirement plan management and lower costs. Learn how these options provide flexibility and meet unique client needs effectively.
Addressing common fiduciary concerns
Fiduciaries face key responsibilities but may overlook important areas. Use these questions to identify gaps and strengthen your clients' fiduciary processes effectively.
Tools to drive plan success
Whether you’re guiding an employer through strategic plan design changes or evaluating the right investment choices for their retirement portfolios, these tools can help strengthen participant readiness.
Test 'what-if' scenarios to refine plan design and potentially boost retirement readiness. Begin exploring how these insights can enhance outcomes for diverse client needs.
Equip employers with objective criteria to evaluate target-date strategies and align them with client goals. This tool helps advisors simplify choices and address diverse participant needs.
Our award-winning program equips advisors with innovative strategies and proven resources to excel in the ever-evolving retirement plan marketplace, enabling them to deliver greater value to their clients.
Important Information
All investments involve risks, including possible loss of principal. The information contained herein is general in nature and provided for informational and educational purposes only and should not be construed as individual investment advice or a recommendation or solicitation to buy, sell or hold any security or to adopt any investment strategy.
The information provided in this material is not intended as a complete analysis of every material fact regarding the subject. Before adopting any plan, sponsors should carefully consider all of the benefits, risks, and costs associated with a plan. Information regarding retirement plans is general and is not intended as legal or tax advice. Retirement plans are complex, and the federal and state laws or regulations on which they are based vary for each type of plan and are subject to change. In addition, some products, investment vehicles, and services may not be available or appropriate in all workplace retirement plans. Plan sponsors and plan administrators may wish to seek the advice of legal counsel or a tax professional to address their specific situations.
Franklin Templeton, its affiliates, and its employees are not in the business of providing tax or legal advice to taxpayers. These materials and any tax related statements are not intended or written to be used, and cannot be used or relied upon, by any such taxpayer for the purpose of avoiding tax penalties or complying with any applicable tax laws or regulations. Tax-related statements, if any, may have been written in connection with the “promotion or marketing” of the transaction(s) or matter(s) addressed by these materials, to the extent allowed by applicable law. Any such taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor.