Franklin Templeton

Understanding the fundamentals of investing, including investment strategies and vehicles, will help investors make more informed decisions. Financial professionals can help their clients start and continue that education with our library of programs, featuring easy-to-follow language, illustrative charts and real-life examples. The Investor Education resources are divided into two categories: Investing Principles and Investing Vehicles.

Investing Principles

Materials to help investors learn the best practices of investing, and the reasons behind them.

The Elements of InvestingA diversified approach can help provide an improved outcome by investing in a variety of asset classes.
The Cost of  Timing the MarketHistory has shown that pulling money out of the market in down periods may reduce long-term returns, as markets have been up more often than not.
The Rewards of Long – Term InvestingPulling money out of equities in down periods could reduce long-term return- missing even a few trading days could mean missing some of the market’s biggest gains.
Tax Wise: The Power of Tax – Deferred InvestingA long-term approach of utilizing a full range of tax-deferred investment options available could provide a powerful way to drive long-term growth.
What a Difference a Year MakesInvestment performance is only one factor to consider when planning for a retirement that could last 30 years or more.

Investing Vehicles

Resources for investors seeking information on specific investment options.

Low Cost Tax Advantages Retirement SavingsAn Investment-Only Variable Annuity (IOVA) can help keep costs down while harnessing the power of tax deferral.
Understanding Closed-End FundsWhite paper explaining the basics of closed-end funds and their potential benefits for investors.
Understanding Collective Investment TrustsCollective Investment Trusts (CITs) offer similar benefits to mutual funds at generally lower costs, and they also provide the power of tax deferral.
SMAs - A Guide to Separately Managed Accounts-pdfThis guide to understanding Separately Managed Accounts includes how the accounts work, who can benefit from them, and the difference between an SMA and a mutual fund.

Investing Principles

Accessing Investor Education. We offer a continuum of investor education materials, from overviews of basic investment principles to more in-depth discussions of specific products and strategies.

Investing Principles

The Elements of Investing

The Cost of Timing the Market

The Rewards of Long – Term Investing

Tax Wise: The Power of Tax – Deferred Investing

What a Difference a Year Makes

Investing Vehicles

Low Cost Tax Advantages Retirement Savings

Understanding Closed-End Funds

Understanding Collective Investment Trusts

SMAs - A Guide to Separately Managed Accounts-pdf