Wealth Planning Insights

The OBBBA expands Section 1202 benefits, allowing certain C-corp business owners to exclude significant capital gains. This complex provision requires specific holding periods and asset tests, making professional guidance essential to maximizing these tax savings. Our Bill Cass explains and shares the highlights.

The Qualified Business Income deduction allows many pass-through business owners to deduct 20% of net income. Our Bill Cass explores 2026 income thresholds and strategies for utilizing this deduction.

The OBBBA increases the lifetime estate exclusion in 2026. Our Bill Cass shares four essential strategies to optimize an estate plan’s tax efficiency and ensure a seamless legacy.

As tax law changes from the OBBBA take effect, taxpayers may want to evaluate their financial plans. Our Bill Cass shares some essential strategies—including Roth conversions that may help taxpayers optimize savings.

While most married couples benefit from filing joint tax returns, separate filing can be advantageous in very specific scenarios. Our Bill Cass examines how filing separately could offer an advantage.

2025 brought new tax policy changes. Prepare early to understand deductions, charitable giving and retirement contributions. Our Bill Cass explains how organizing documents and consulting an advisor can optimize your filing, ensuring a smoother process.

Estate planning isn't just for the wealthy; it's for everyone. Our Bill Cass explains how designating beneficiaries and regular reviews may help secure your legacy.

The OBBBA brings 10 tax changes for 2026. Some provisions benefit taxpayers while others impose new restrictions. Our Bill Cass shares the highlights.

New Trump Accounts, part of major 2025 tax legislation, provide a new way for families to save for their children through age 18. Our Bill Cass explains how these accounts work and how they compare with other savings vehicles.

In 2026 new tax deductions and inflation adjustments impact tax brackets, rates and contribution limits. Our Bill Cass talks about what is changing in 2026 and shares some planning considerations.

Many beneficiaries who inherited retirement accounts after 2019 must begin taking required minimum distributions in 2025 under the SECURE Act's 10-year rule. Our Bill Cass notes that heirs should plan distribution strategies based on their individual tax situations.

SECURE 2.0 mandates Roth catch-up contributions for certain retirement plan participants starting in 2026. Our Bill Cass shares highlights of the new provision that will impact high earners' tax bills and retirement savings.

Social Security's 2026 COLA is increasing, and so are Medicare Part B costs. Our Bill Cass shares some planning considerations to prepare for these key updates.

Leveraging 529 plans and community support can significantly boost college savings. These plans offer potential tax benefits and flexibility. Our Bill Cass explains that involvement from family and friends can provide additional resources and motivation.

The OBBBA introduced new provisions for charitable giving beginning next year that may impact the tax benefit of giving strategies. Our Bill Cass highlights four key questions to evaluate right now when considering donations for 2025.

As year-end approaches, it’s important to estimate income before acting on deductions. Most new deductions are available regardless of itemizing, but there are exceptions. Our Bill Cass highlights some of the new deductions introduced by the OBBBA.

Review investments, estimate income, maximize retirement savings and consider charitable donations are among many year-end planning ideas. Our Bill Cass shares a helpful checklist to use as a guide when planning.

The OBBBA extends tax rates and provisions, offering potential savings. Our Bill Cass shares several examples on how the new tax law may impact different types of taxpayers. Learn more about maximizing savings for the 2025 tax bill and beyond.

Medicare open enrollment, which is underway and runs until December 7, allows individuals to change or sign up for plans, potentially saving money and/or improving their coverage. Our Bill Cass shares the key things you need to know.

The OBBBA raises the federal estate tax lifetime exclusion permanently to $15 million next year, with inflation adjustments in the future. Our Bill Cass discusses how income tax efficiency through strategies like step-up in cost basis and optimizing asset distribution for heirs may make sense.

The OBBBA expands Section 1202 benefits, allowing certain C-corp business owners to exclude significant capital gains. This complex provision requires specific holding periods and asset tests, making professional guidance essential to maximizing these tax savings. Our Bill Cass explains and shares the highlights.

The Qualified Business Income deduction allows many pass-through business owners to deduct 20% of net income. Our Bill Cass explores 2026 income thresholds and strategies for utilizing this deduction.

The OBBBA increases the lifetime estate exclusion in 2026. Our Bill Cass shares four essential strategies to optimize an estate plan’s tax efficiency and ensure a seamless legacy.

As tax law changes from the OBBBA take effect, taxpayers may want to evaluate their financial plans. Our Bill Cass shares some essential strategies—including Roth conversions that may help taxpayers optimize savings.

While most married couples benefit from filing joint tax returns, separate filing can be advantageous in very specific scenarios. Our Bill Cass examines how filing separately could offer an advantage.

2025 brought new tax policy changes. Prepare early to understand deductions, charitable giving and retirement contributions. Our Bill Cass explains how organizing documents and consulting an advisor can optimize your filing, ensuring a smoother process.

Estate planning isn't just for the wealthy; it's for everyone. Our Bill Cass explains how designating beneficiaries and regular reviews may help secure your legacy.

The OBBBA brings 10 tax changes for 2026. Some provisions benefit taxpayers while others impose new restrictions. Our Bill Cass shares the highlights.

New Trump Accounts, part of major 2025 tax legislation, provide a new way for families to save for their children through age 18. Our Bill Cass explains how these accounts work and how they compare with other savings vehicles.

In 2026 new tax deductions and inflation adjustments impact tax brackets, rates and contribution limits. Our Bill Cass talks about what is changing in 2026 and shares some planning considerations.

Many beneficiaries who inherited retirement accounts after 2019 must begin taking required minimum distributions in 2025 under the SECURE Act's 10-year rule. Our Bill Cass notes that heirs should plan distribution strategies based on their individual tax situations.

SECURE 2.0 mandates Roth catch-up contributions for certain retirement plan participants starting in 2026. Our Bill Cass shares highlights of the new provision that will impact high earners' tax bills and retirement savings.

Social Security's 2026 COLA is increasing, and so are Medicare Part B costs. Our Bill Cass shares some planning considerations to prepare for these key updates.

Leveraging 529 plans and community support can significantly boost college savings. These plans offer potential tax benefits and flexibility. Our Bill Cass explains that involvement from family and friends can provide additional resources and motivation.

The OBBBA introduced new provisions for charitable giving beginning next year that may impact the tax benefit of giving strategies. Our Bill Cass highlights four key questions to evaluate right now when considering donations for 2025.

As year-end approaches, it’s important to estimate income before acting on deductions. Most new deductions are available regardless of itemizing, but there are exceptions. Our Bill Cass highlights some of the new deductions introduced by the OBBBA.

Review investments, estimate income, maximize retirement savings and consider charitable donations are among many year-end planning ideas. Our Bill Cass shares a helpful checklist to use as a guide when planning.

The OBBBA extends tax rates and provisions, offering potential savings. Our Bill Cass shares several examples on how the new tax law may impact different types of taxpayers. Learn more about maximizing savings for the 2025 tax bill and beyond.

Medicare open enrollment, which is underway and runs until December 7, allows individuals to change or sign up for plans, potentially saving money and/or improving their coverage. Our Bill Cass shares the key things you need to know.

The OBBBA raises the federal estate tax lifetime exclusion permanently to $15 million next year, with inflation adjustments in the future. Our Bill Cass discusses how income tax efficiency through strategies like step-up in cost basis and optimizing asset distribution for heirs may make sense.

The OBBBA raises the federal estate tax lifetime exclusion permanently to $15 million next year, with inflation adjustments in the future. Our Bill Cass discusses how income tax efficiency through strategies like step-up in cost basis and optimizing asset distribution for heirs may make sense.

Social Security is a vital component for retirement. Learn more about maximizing benefits as a married couple and how to mitigate longevity risk. Our Bill Cass talks about claiming options for married couples.

529 plans provide tax benefits, estate planning advantages, and flexible education savings. Our Bill Cass explains how 529 plans can be part of an estate planning strategy.

Leveraging 529 plans and community support can significantly boost college savings. These plans offer potential tax benefits and flexibility. Our Bill Cass explains that involvement from family and friends can provide additional resources and motivation.

Before children head to college, parents should prepare a health care proxy, durable power of attorney, and other key documents to manage medical and financial affairs if needed. Our Bill Cass highlights important kneed-to-know information.

For many students, high school is about preparing for college. Our Bill Cass reviews a four-year plan with action items for both parents and students.

With provisions to simplify student loan repayment and enhance 529 plans, the new tax law may impact how you pay for college. Our Bill Cass explains what families need to know about the new law.

New graduates should prioritize budgeting, managing debt, and understanding employee benefits. Our Bill Cass highlights key tips for building a strong financial foundation.

Raising a family brings financial challenges, especially for education. Starting early with a 529 plan can help save for college. Our Bill Cass discusses the advantages of early college planning and seeking expert advice.

The House passed a comprehensive tax bill to avoid an expiration of the 2017 Tax Cuts and Jobs Act (TCJA) at the end of the year. Our Bill Cass discusses the key provisions and how they may impact taxpayers.

529 plans offer tax-free savings for a variety of education expenses, including K-12 tuition, vocational training and apprenticeships. Our Bill Cass discusses the trends in 529 savings plans.

529 plans provide tax benefits, estate planning advantages, and flexible education savings. Our Bill Cass explains how 529 plans can be part of an estate planning strategy.

The federal government recently resumed student loan collections after a multi-year pause. This affects millions of borrowers who have been in forbearance since March 2020. Our Bill Cass outlines some options for borrowers in default.